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Nonprofit Community Associations Umbrella Liability​​​

Introducing the CNA Community Association Umbrella Liability Program*

A catastrophic liability loss can have an immeasurable impact on a community association, its board and individual homeowners. CNA’s Excess & Umbrella policy provided through the Non-Profit Service Organization Risk Purchasing Group (administered by Ian H. Graham Insurance) is designed to provide the coverage and support needed when the unexpected occurs.

  • $1M, $2M, $5M and $10M with higher limits available
  • Our simplified process makes it easy to add an Umbrella to an existing D&O Liability policy. You can expect a short-form application, simplified underwriting process, as well as automatic renewals for qualifying and eligible accounts.
  • Our easy-to-read Umbrella & Excess policy (A/B form) facilitates contract certainty through streamlined follow- form coverages.
  • Underlying D&O coverage must be in place and maintained with Continental Casualty Company/CNA at the time of binding. CNA is the only accepted D&O carrier for this Umbrella program.
  • All underlying carriers must be rated A-VII or greater by A.M. Best.
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* Not available in all states.​