Community Association Umbrella Liability Program*

A catastrophic liability loss can have an immeasurable impact on a community association, its board and individual homeowners. CNA’s Excess & Umbrella policy provided through the Non-Profit Service Organization Risk Purchasing Group (administered by Ian H. Graham Insurance) is designed to provide the coverage and support needed when the unexpected occurs.

• $1M, $2M, $5M and $10M with higher limits available
• Our simplified process makes it easy to add an Umbrella to an existing D&O Liability policy. You can expect a short-form application, simplified underwriting process, as well as automatic renewals for qualifying and eligible accounts.
• Our easy-to-read Umbrella & Excess policy (A/B form) facilitates contract certainty through streamlined follow- form coverages.
• Underlying D&O coverage must be in place and maintained with Continental Casualty Company/CNA at the time of binding. CNA is the only accepted D&O carrier for this Umbrella program.
• All underlying carriers must be rated A-VII or greater by A.M. Best.

Start Online Application

Quick Links

• New Business Umbrella Application
• Current D&O Policyholders Umbrella Application
• Umbrella Highlight Sheet
• Umbrella Press Release